The 20 Best Personal Finance Blogs (And Why You Should Read Them)

I created a listing of the ten finest private finance blogs just a few years in the past. Over time, as I’ve found different blogs alongside the way in which, the listing has grown. It now contains 20 prime private finance blogs.

Collectively, these blogs cowl most, if not all, areas that make up private finance. You will see that articles on banking, investing, retirement, property planning, insurance coverage, mortgages, budgeting, saving, and far more. These profitable blogs present detailed analyses and critiques of the subjects they cowl.

Apart from my decisions for the highest finance blogs, I made a decision to acknowledge blogs that cowl varied niches. Although not meant to be complete, the blogs listed are ones I’ve come to know, some on a private degree, others through suggestions from others.

I’ll proceed to replace the listing as I uncover new websites. When you have web sites or niches I ought to embrace, please go them alongside within the feedback. Although I am unable to assure I am going to add them, I promise to test them out.

Please let me know your ideas and provide suggestions within the feedback beneath.

Why Create a Checklist of Finest Finance Blogs

You might surprise why I’m sharing the highest finance blogs with you. It is that can assist you uncover new voices from varied private finance bloggers that can assist you make higher monetary selections.

Sadly, most of us have been by no means taught primary cash administration in class, so we study by trial and error. The issue with this method is that you are able to do important monetary hurt studying proper from unsuitable.

By discovering a private finance professional that has had success and failure with cash, you possibly can study from them. You may keep away from the identical errors and revenue from their success. In the end, the aim is so that you can enhance your funds and obtain monetary freedom.

The 20 Finest Private Finance Blogs

1. Doctor on Hearth

The Doctor on Hearth is likely one of the finest private finance writers. I’ve points with some doctor bloggers and their attitudes towards monetary advisors.

One of many many issues I like and respect about PoF is his method to advisors. He strongly believes they’re definitely worth the cash and provides a listing of advisors that meet his strict standards.

That is a refreshing distinction within the blogosphere.

This is how he describes himself on his About web page – “You may name me PoF, the Doctor on FIRE. I am an anesthesiologist, household man, and supposed outdoor fanatic who spends manner an excessive amount of time indoors.”

His articles are thorough, well-researched, and canopy quite a lot of subjects. He has a weekly collection referred to as The Sunday Finest, that includes content material from different bloggers he is learn in the course of the week. It is one of many most-read weekly summaries printed.

A current publish on bank cards is a wonderful instance of the thoroughness of his writing. He isn’t afraid to tackle the standard knowledge of the non-public finance group.

If he thinks one thing is not proper, he says so. He lives outdoors the echo chamber that many private finance writers occupy. You may need to try his weblog. Higher but, subscribe to it to by no means miss a publish.

2. ESI Cash

John, founder, and creator of ESI Cash, is a fifty-something retiree. Earlier than beginning ESI Cash, John ran the non-public finance weblog Free Cash Finance. Although he not writes for that weblog, new content material comes from visitor posts from varied writers. John spends all of his time now on ESI.

ESI stands for Earn, Save, and Make investments. The weblog focuses on these three issues. There is a Millionaire Interview collection by which ESI interviews profitable individuals who, because the identify recommend, are millionaires.

The interview questions revolve across the three important themes of private finance. The methods individuals get to their definition of wealth and monetary independence fluctuate but are comparable. You see that within the interviews.

One other interview collection is the ESI Scale interviews. In these interviews, individuals reply questions on their success engaged on the ESI scale. As soon as once more, questions requested come from the earn, save, and make investments classes.

Individuals can ask readers for assist in any space they really feel they need assistance. Readers provide their recommendation within the feedback. These are two very informative areas of the positioning.

ESI additionally places out a number of his killer content material. I extremely suggest this website.

3. White Coat Investor

Jim Dahle is a training E.R. doctor and one of many O.G. bloggers, particularly amongst doctor blogs. Like many doctor bloggers, Dr. Dahle determined to study private finance after having had a number of unhealthy experiences with monetary advisors.

He dove in to study private finance and investing. As a doctor and high-income skilled, he was particularly inquisitive about studying what would assist him and others within the high-income area.

Right here is how he describes the mission of the White Coat Investor on his web site:

Dr. Dahle has a three-prong mission that has served our group and us properly through the years:

To assist those that put on the white coat get a “truthful shake” on Wall Avenue (i.e., increase monetary literacy amongst high-income professionals)
To feed my entrepreneurial spirit (construct one thing bigger than ourselves, create jobs, and make a couple of dollars ourselves)
Join our group with the “good guys” within the monetary companies trade (fortunately, there are just a few of them on the market)

Even when you’re not a doctor, you will see that priceless articles, instruments, guide suggestions, and programs that can assist you get and hold your funds so as.

4. Cash Saving Mother

Crystal Paine is the founder and creator of Cash Saving Mother. Crystal is married and the mom of three youngsters.

She’s a religious Christian who tells you upfront, “I am initially a baby of God. I am enthusiastic about glorifying Him and taking advantage of my days on this earth.”

Crystal was a homeschooled baby. She has 5 different siblings and credit her dad and mom with a lot of her ardour for being financially savvy.

Should you’re searching for the most recent procuring offers and giveaways, look no additional than Cash Saving Mother. Crystal provides tips about discovering offers at a few of your favourite on a regular basis shops like Goal, Walgreens, and Walmart.

She’ll additionally enable you discover coupons for every thing you need or want. She even has a coupon database with over 4,000 coupons on it. Yup. I mentioned 4,000!

You may as well discover posts on managing your cash, house, and household, recipes, cooking ideas from the kitchen, and far more.

5. Millennial Cash Man

The founder and creator of Millennial Cash Man is Bobby Hoyt. Bobby says his website is for Millennials. This is what he states as his mission:

“On this website, I educate Millennials how to earn more money, save more cash, and repay debt in order that they will reside their finest monetary lives (and possibly drink some boujee wine or get pleasure from some recent avocado toast right here and there).”

Ah, sure. The avocado toast. If I mentioned that as a Boomer, I might most likely get banned from the blogosphere.

I suppose, as a Millennial, Bobby can get away with it. Good for him.

Like many Millennials, Bobby graduated from school with a mountain of scholar mortgage debt – $40,000 value. In contrast to many Millennial bloggers, Bobby understands there’s a couple of path to monetary independence.

He focuses on three important areas: being profitable, saving cash, and paying off debt. You could find Bobby on main monetary information websites like Forbes, Enterprise Insider, CNBC, and Yahoo Finance.

He critiques and recommends a number of instruments that can assist you deal with your funds. You will not be dissatisfied when you spend a while on Bobby’s website.

6. Making Sense of Cents

After 2 1/2 years, Michelle Schroeder-Gardner graduated from school at what she describes as an costly personal college. She moved on from there to get her MBA in finance.

After commencement, she secured an analyst job within the monetary companies trade. Her over $38,000 in scholar debt weighing on her, she determined to place herself on a plan to develop into debt-free.

Having achieved that aim, she thought it will assist to write down about her expertise and began Making Sense of Cents. The weblog turned so profitable that she left her company job and started running a blog full-time. It’s now thought-about one of many prime finance blogs on the market.

Her husband and their two canine started to journey the nation managing Making Sense of Cents from an R.V. They bought the R.V. with income from her weblog. Now they personal a sailboat and spend a lot of their time crusing.

As for private finance content material, there’s lots. Clicking on the class tab opens up a number of subjects associated to non-public finance, with a number of article decisions for every.

Guests will discover a class for the way to economize and make more money. There may be additionally a journey tab (which she is aware of one thing about).

Wish to discover ways to begin a weblog? She has a course providing for that. Wish to discover ways to monetize that weblog? She has a course for that too. There’s something for everybody at Making Sense of Cents.

7. Frugal Guidelines

John Schmoll is the founder and creator of Frugal Guidelines. His struggles are what prompted him to begin Frugal Guidelines. He had round $25,00 in bank card debt when he graduated from school. Because the identify suggests, one of many keys to monetary freedom resides inside your means and debt-free. John makes use of his private story as a way to assist others.

The tagline of the positioning is Freedom By way of Frugality. As anticipated, a big part of the web site focuses on frugality. Like most of the websites on my listing, John emphasizes the formulation for achievement, like preserving bills low, saving extra, and eliminating debt.

That is how he obtained monetary freedom. That is what he recommends for his readers.

Along with the frugality classes, John provides recommendation and suggestions on investing, debt, the most effective bank cards, and on-line brokerage. The sources tab offers quick critiques and particular provides on many objects.

mend this occasion when you’re concerned within the trade or need to develop into a private finance professional.

8. Budgets Are Attractive

Cash (J$) began Budgets Are Attractive in February 2008. J$ states his aim for the positioning is “to get individuals to cease and *concentrate* to their cash.” Because the weblog title suggests, he is an enormous fan of budgets.

From his About web page: Budgets = Confidence = Attractive. Guests will discover Excel price range worksheets they will obtain. Maintaining it enjoyable is part of J$’s technique. Taking a look at one of many class hyperlinks, “Spaving” is an ideal instance. “Spaving” represents spending and saving methods. Good things!

Over time, he has received quite a few awards as the most effective monetary blogs, even profitable a lifetime achievement award.

J$ offered his weblog in 2019 to a subsidiary of The Motley Idiot. That stunned many within the monetary group. What would occur when The Idiot took management? The reply – nothing a lot modified. J$ stayed on because the chief author. Throughout that point, a search was underway for somebody to take his place when his time was up.

In 2022, J$ repurchased the positioning and is once more the first author.

9. The Retirement Manifesto

Because the identify suggests, The Retirement Manifesto is likely one of the finest monetary blogs about planning for and getting by means of retirement. The creator is Fritz Gilbert, and he’s additionally the creator of Keys to a Profitable Retirement: Staying Completely happy, Lively and Productive in Your Retired Years.

Within the guide (and the weblog), Fritz chronicles his journey to retirement, his steps, his success and failures, and the teachings discovered.

Fritz wrote his first article in April 2015. He retired in June 2018. Examine his journey and discover out what he is thus far on his weblog.

From the web site:

“I deal with sensible Monetary Independence and Retirement Planning points for folk inside ten years of retirement.”

If that describes you otherwise you need to know what to do while you get to the purpose, I encourage you to go to The Retirement Manifesto.

10. Bible Cash Issues

Bible Cash Issues is a singular website. Began and managed by Peter Anderson, they deal with managing private finance from a Biblical perspective.

Peter says his three major subjects for the positioning are “funds, religion, and household – whereas sprinkling in a good dose of nearly every thing else.” As you see from the brand, his tagline is Give Extra, Save Extra, Stay Extra. The 2 important classes – Making Cash and Saving Cash – match this tagline.

Should you’re not a Christian, it’s best to nonetheless try this website. Sure, many articles reference Biblically-based private finance. In actuality, these ideas are sound for anybody.

The widespread themes all through are easy and comparable – save extra, spend much less, reside inside your means, and make investments properly. These are additionally Biblically sound monetary ideas.

Being debt-free, one other of Peter’s themes, helps obtain monetary independence.

Readers can even see some distinctive articles. One instance is 10 Bizarre and Unconventional Methods to Make Cash. Bizarre and unconventional are acceptable phrases for what’s on this article.

So, do not let the identify discourage you when you aren’t a Christian. This website is filled with priceless content material and particular provides.

11. Frugalwoods

Introducing themselves because the Frugalwoods, Nate and Liz reside on a 66-acre homestead in Central Vermont. Like most of the youthful bloggers, Nate and Liz give up their company jobs in Cambridge, MA, by residing the lifetime of “excessive frugality” and saving 71% of their earnings. That 71%, she says, is after their 401(ok) contributions. Fairly spectacular!

The positioning has a month-by-month archive of its articles on the left facet of the web page. The precise facet comprises hyperlinks to current articles. Classes embrace conventional monetary subjects. These get supplemented by artistic personalised subjects like Frugal Metropolis Dwelling, Frugal Hound Sniffs, Frugalwoods Philosophy, and Frugalwoods Evaluations.

Further non-financial subjects embrace youngsters, epic treks, meals, garments, automobiles, and leisure. “Reader Case Research” spotlight tales submitted to Frugalwoods and retold on the weblog. Additionally, there’s a Reader Suggests part the place Mrs. Frugalwoods provides prime decisions from reader dialogue teams, feedback, and boards. It’s a very good, informative, and distinctive website.

12. Mr. Cash Mustache

Do not let the identify distract you. Mr. Cash Mustache is a prime private finance weblog. It is by a man uninterested in the rat race of the company life he and his spouse have been residing. They wished to begin a household, so that they determined to retire. What? Retire to begin a household?

Sure! That is what makes this website so priceless. Pete retired at age 30. He began his weblog in 2005 at age 36. Pete says he made it as a result of he “lived a life-style 50% beneath his friends.” He saved much more than most. Not earth-shattering, however very tough to implement.

You may learn his total journey to monetary freedom, beginning together with his first article. He tells his story and challenges readers to consider their lives and find out how to have an effect on change to realize monetary freedom.

There are a number of articles and really helpful sources, and a MMM Classics web page representing picks chosen by Mr. Mustache. It is a enjoyable website however chock-full of nice materials that can assist you handle your funds.

13. A Dime Saved

Robyn began A Dime Saved and describes herself as a millennial mother enthusiastic about private finance. Robyn is an MBA and has been learning private finance for a number of years.

She has at all times been “into” private finance however acquired impressed to begin her weblog after prolonged unemployment. That have dramatically modified how she considered her relationship with cash and the significance of accessible private finance training.

Robyn says she speaks particularly to low-income individuals not seeking to get wealthy or retire early; she’s not attempting to evangelise something. As a substitute, she shares her experiences and concepts and hopes somebody can relate to my content material.

14. Wealthtender

Wealthtender is a singular web site began by Brian Thorp. He is created a one-stop useful resource for all issues finance-related. Should you’re searching for steerage on private finance, that is your home. There are lists of people and companies for monetary advisors, coaches, finance blogs, podcasts, on-line programs, and free (and low-cost) companies.

Click on on any of these classes to discover a listing of sources with hyperlinks to take a look at. There isn’t a obligation to do enterprise with any of them. Nonetheless, when you’re searching for assist, you will see that what you are searching for at Wealthtender.

Along with these sources, you may discover quite a few free guides, articles, and different directories.

15. Funds Savvy Bride

Jessica Bishop based The Funds Savvy Bride in 2008 after planning her inexpensive marriage ceremony, and the positioning has grown to develop into the go-to useful resource for {couples} who need to have a lovely marriage ceremony on a price range.

The Funds Savvy Bride is the one marriage ceremony planning weblog that shares the price range breakdowns of actual weddings from throughout the USA, so you possibly can try how different {couples} spent their marriage ceremony price range.

The Funds Savvy Bride additionally options unbelievable money-saving ideas, inspiration posts, and recommendation for preserving issues in perspective whereas planning. DIY venture tutorials and free marriage ceremony printables additionally enable you craft ornamental particulars to make your marriage ceremony look luxe for much less.

{Couples} should not go into debt to pay for a one-day get together, so Jessica’s focus is to assist {couples} pull off the most effective marriage ceremony they will have on the price range they will afford.

16. The Feminine Skilled

The Feminine Skilled weblog is the brainchild of Sanjana. She is a doctor anesthesiologist who additionally has an MBA. From the Midwest initially, she now practices drugs and resides in southern California.

What began as a private weblog just a few years in the past has advanced into the platform you see right this moment. Contributors to the positioning are all skilled ladies who’ve overcome hurdles, handled adversity, labored exhausting, and persevered to realize their model of success (or are nonetheless pursuing it).

The aim right here is to empower ladies to realize their very own imaginative and prescient and targets. We will study a lot extra by sharing our tales and going additional.

Girls empowering ladies is a strong place to be.

17. Companions in Hearth

Written and managed by Melanie Allen, Companions in Hearth began in 2017. Melanie’s aim was to retire from her full-time job in January 2021. In retirement, she needs to return to highschool and research anthropology. Speak about eclecticism!

Along with specializing in FIRE, Melanie additionally focuses on life-style posts. From her web site:

“Companions in Hearth is a monetary independence and life-style weblog with an enormous emphasis on the life-style half. In actual fact, our important focus is to embody the spirit of monetary independence somewhat than the technical points of it. Meaning we deal with the whys of monetary independence – freedom, ardour, and constructing the lifetime of our desires.”

Melanie is unafraid to get into the trenches along with her writing, as evidenced by this publish, Private Finance is Political. You will see that dependable monetary independence content material and different informative posts on varied subjects.

18. Radical Hearth

Marjolein is the founder and creator of Radical Hearth. She determined in 2018 to show round her funds so she might be financially free and reside the lifetime of her desires.

Like many FIRE bloggers, Marjolein had scholar mortgage debt weighing her down. In her case, it was $20,000. She spent cash on issues she did not want or worth and was sad in her job. Throughout that point, she searched the web searching for assist. She discovered the FIRE group, and it impressed her.

She says she “crunched my numbers and observed that I might be financially free in 10 years if I’d cease spending prefer it was 11:59 pm on Black Friday.” Observe her on her journey and discover the instruments to develop into financially unbiased..

19. Rich Nickel

Andrew began Rich Nickel to assist others take management of their funds and attain monetary independence. Rich Nickel delves into Andrew’s private expertise elevating a household on a single earnings and constructing wealth by means of actual property.

Whereas he blogs about private finance, Andrew focuses on being profitable and utilizing facet hustles to construct wealth sooner. He has a Facet Hustle Interview collection that paperwork many alternative entrepreneurial ventures and what it takes to achieve success.

20. My Life, I Guess

Amanda hails from Northern Ontario, the place she ambitiously tries to maintain the “particular person” in private finance by means of her weblog, My Life, I Guess.

She by chance stumbled upon the non-public finance world in 2012 when she discovered herself in a reasonably severe work/life UN-balance and started concentrating on altering her scenario and getting out of debt.

She is an actual particular person with actual issues and is not afraid to share her errors about her funds and profession. By sharing her story and her unhealthy selections, Amanda hopes that can assist you keep away from making the identical errors she made. Or get previous them if you have already got.

Ultimate Ideas

Thanks for taking the time to evaluation the most effective private finance blogs with me. It was exhausting narrowing the listing right down to what you see right here, as estimates say there are almost 2,500 finance-related blogs. So, this listing may in a short time have been the highest 100 finest monetary blogs.

Please spend a while attending to know these private finance bloggers. I am assured you may discover one thing you should use or study from all of them. As with something, you will not love all of them.

There seemingly are some that you’ll go on visiting a second time. That is OK. Everybody’s style is completely different. The listing provides you a range to search out these blogs that talk to you and supply the data and training you need.

Completely happy exploring!