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This hire isn’t excellent, however I do suppose I’m good with my very own funds. Took a brand new job in a brand new space with excessive hire, onerous to search out cheaper residences. Base wage is $75k + $5k signal on + as much as 15% bonus. I’ve $18.5k in scholar loans. $7k in emergency financial savings however needs to be $10k by the point I transfer. About $25k between Roth IRA and 401k.
I’m 24 and can be reluctant to pay this hire, however I feel it’s one thing I can deal with. After going by way of paycheck calculators I nonetheless suppose I’ll have sufficient for six% 401k contributions and maxing out my IRA for the yr. Then plan on halting ira contributions and tackling scholar debt. My yr ends bonuses plan on getting used on scholar debt/different undecided investments. I additionally know with this job inside a yr I might be shifting up a wage grade. Would this be a dumb determination, or possible?
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