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That is in Pennsylvania.
Was laid off. I can get on COBRA for about $600 monthly. Unemployment is paying me about $2200 monthly after taxes. This is sufficient to cowl my fastened payments (home, automobile, utilities, and many others) however nothing else. I did get severance so I am not precisely going to starve, however spending that severance needs to be finished very correctly. I could also be unemployed for 3-6 months. The insurance coverage I had was fairly good when it comes to masking all the pieces.
I do not at present have any well being points and I am not at present taking any drugs, however I am in my mid-30s so ya by no means know now. I do not need to find yourself with a 10K medical invoice as a result of I slipped on some ice and I did not need to spend the $600.
Ought to I am going with COBRA or ought to I store round? I am not even precisely certain how the Obamacare factor works – I do know it is a factor, however aren’t the polices so restricted they cowl virtually nothing anyway?
Additionally, I used to be informed COBRA is type of retroactive. So for instance I join it in June, that protection would return to after I was laid off (Might 4). If this true, could not I simply wait to file the COBRA till I wanted one thing healthcare-wise? Appears too simple that manner.
I respect the assistance!
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