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25F and married (with no plans for youths ever) with a mixed earnings of 215k+ (bonuses not included however about 15k yearly)
Automotive insurance coverage is about $400 a month for two vehicles
Automotive cost mixed is $293 with solely 4k left to repay
No bank card debt
$150 a month in pupil loans however when federal pupil loans is completed with the analysis it needs to be between $80-150 extra a month
I am wanting within the Charlotte space however feeling discouraged as a result of shopping for a home (3/2.5 most well-liked) with a yard is tough to seek out underneath 500k. It sounds insane however realistically to be in a comparatively secure space (not even solely A college districts) with a home with a yard that is not 50 years outdated is proving to be troublesome underneath 500k.
I hoped to be sound 350-450k at my absolute max, as a result of I do not need to be home poor, appears not possible. We additionally plan to place as much as 75k down and have separate cash for furnishings and now we have 6 months of an emergency financial savings for ALL of our present payments, together with hire and so on. saved. Realistically, how a lot home can we afford?
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