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I began a tiny roth ira again a very long time in the past on sharebuilder, that grew to become capital one investing, that grew to become etrade. It is outdated…i by no means did something to it truthfully, dumped to 2k in it and forgot about it as over time it received bounced to completely different firms taking it over. This 12 months I made a decision to switch the account to Vanguard, and for the primary time since like 2010 I added funds into it….now I am shopping for a spot and am thought-about a primary time dwelling purchaser. The truth that I switched to Vanguard, does that in any respect impact this 5 12 months rule? May I be hit with the ten % penalty?
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