Background: my automotive was hit for $12K value of harm, it was “mounted”, we took it for an additional inspection by the supplier, they discovered extra injury and an insurance coverage adjuster got here out and advised us that the primary adjuster missed $13K (primarily resulting from labor) and now the automotive is totaled. it’s a small crack on the strut tower (structural)

What we would like: because the automotive is in nice situation in any other case with all new components, we might be prepared to threat the crack and purchase the automotive for salvage after they repossess it.

What they’re telling us: because the automotive has already had all these fixes ($12K) they should repossess it and ship it to public sale as a result of we now have a lien on it and I assume they wish to recoup a few of their cash.

If we paid off the mortgage outright, would we now have the primary dibs proper to purchase the automotive for salvage as a substitute since we’re the owne? They had been even hesitant to say “sure” to that. They should “look into it”.

Ideas?